Retirement Planning Calculator

Your Retirement Plan

📊 Calculation Mode

🧪 Free Calculation Single scenario, instant results 💰 Batch Analysis (paid) Multiple scenarios + FREE Excel/Sheets templates

Timeline & Location

Current Age

Retirement Age

Life Expectancy

Province

Current Savings

RRSP Balance ($)

TFSA Balance ($)

Non-Registered ($)

Contributions & Investment Assumptions

Annual Spending ($) After-tax living expenses

Monthly Savings ($) ℹ️ Split 70% RRSP / 30% TFSA

RRSP Real Return (%) Conservative (bonds)

TFSA Real Return (%) Balanced (60/40)

Non-Reg Real Return (%) Aggressive (stocks)

Real Estate Holdings

Government Benefits 2024 Rates ℹ️

CPP Start Age

CPP at Age 65 ($) ℹ️

OAS Start Age

💼 Additional Income & Pension Options

📊 Pension Income (Optional)

Include pension income in calculations

💰 Additional Income Streams

Include additional income streams ℹ️

🏦 Canadian Retirement Planning Calculator

Your Retirement Plan

📊 Calculation Mode

Timeline & Location

Current Savings

Contributions & Investment Assumptions

Government Benefits 2024 Rates ℹ️

💼 Additional Income & Pension Options

📊 Pension Income (Optional)

💰 Additional Income Streams

📈 Your Retirement Projection

Years to Retirement

Final Balance

Plan Status

💡 Recommendations

⚠️ Warnings

Balance Over Time

Account Balances at Retirement

RRSP/RRIF

TFSA

Non-Registered

Total